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Articles - office

Companies increasingly buy their own offices. Who is a member of the chamber does not have to document income

Loan without submitting financial statements for members of selected chambers The Finnish developer YIT, which is behind the new ZWIRN district including the administrative building ZWIRN OFFICE, allows members of professional chambers to obtain a loan without submitting financial statements in cooperation with selected banks. A company that is a member of, for example, bar, medical or architectural chambers and many other chambers, does not need to document its financial results when taking out a loan for the purchase of premises in ZWIRN OFFICE. For example, membership in the bar association gives the possibility to obtain a loan of up to 250,000 euros with a maturity of 20 years at VÚB Profihypo without examining the financial condition. "This is a fundamental benefit that will make it easier for companies to access a loan to finance the purchase of their own premises," says Michaela Ochmanová, MRICS, manager of commercial premises at YIT Slovakia. When setting up purchased premises in ZWIRN OFFICE, the entrepreneur receives a loan for financing in the amount of 70% of the value. If the object of the deposit is an apartment or a family house, the amount of the loan increases to 80% and, in the case of establishing an apartment in Bratislava, up to 90% of the value of the purchased office. "We help our clients with the purchase with the services of a business loan advisor and support in obtaining financing," adds M. Ochmanová. Members of the chambers listed below do not have to submit financial statements to VÚB Bank when applying for a profihypo loan: Association of private doctors of the Slovak Republic Chamber of Surveyors and Cartographers Chamber of restaurateurs Chamber of Veterinary Doctors of the SR Chamber of Notaries of the SR Slovak Bar Association Slovak Chamber of Architects Slovak Chamber of Auditors Slovak Chamber of Tax Advisors Slovak Chamber of Executors Slovak Chamber of Psychologists Slovak Chamber of Experts Slovak Chamber of Dentists Slovak Chamber of Pharmacy Slovak Medical Chamber Association of General Practitioners for Adults of the Slovak Republic, o.z. ZWIRN OFFICE with the best accessibility and a view of the castle The new administrative building ZWIRN OFFICE has been growing in the Nivy zone since 2022 and will be fully operational in a year. Its key advantage is its good location, which facilitates access for clients and is also a "magnet" for quality employees. There are shops, restaurants, cafes, as well as housing, a school or a kindergarten within a 15-minute distance from the office - on foot or by bike. Excellent transport connections thanks to buses, trolleybuses and suburban transport in combination with cycle paths provide the best accessibility in the city. ZWIRN OFFICE YIT SLOVAKIA In ZWIRN OFFICE, companies can buy an office from 28 m2 up to any area, as the building offers a total area of over 9,600 m2. Companies can thus arrange their offices and operating rooms according to the size they need. This is rare in modern buildings. ZWIRN OFFICE is the first A-class office building in Bratislava, which will allow companies to welcome clients in their own modern, high-quality premises in a building with excellent accessibility and acceptable cost. In addition, those who are in a hurry can choose offices with a view of Bratislava Castle. "For companies that need to own representative premises, ZWIRN OFFICE is clearly the best choice." Own premises as an investment with a higher return thanks to financial leverage The purchase of company premises is also a long-term investment for companies. If an entrepreneur has free funds, he can buy them to protect them from depreciation by inflation by benefiting from the increase in the value of real estate. In addition, he can increase the return on investment by using credit as financial leverage. This means that, thanks to the loan, he can buy a larger area of office space and thereby significantly value his investment. When buying their own offices, the so-called double tax protection. This is a combination of tax depreciation of the investment and interest, which the company can also include in costs. In addition, the benefit from own premises will further multiply because rents will continue to rise in the following years as a result of rising costs. "An ordinary company cannot force the lessor of Ačko's office premises to cap the indexation amount. As a result, her rent will increase by the rate of inflation, the annual average of which reaches almost 11%. However, the repayment of the loan for own premises remains the same regardless of inflation. The company has a fixed interest rate and knows exactly what costs to expect," explains Michaela Ochmanová from YIT Slovakia. If you are interested in company premises in ZWIRN OFFICE, contact us at [email protected] or call 0902 678 996. You can find more information on the website of the ZWIRN OFFICE project. ZWIRN OFFICE in a cube On the corner of Košická and Svätopluková streets in Bratislava 12 floors/9,609 m2 of office space Offices from 28 m2 for sale to own Flexible layout of spaces according to individual requirements Shared terrace on the 7th floor Bicycle stand and parking for cars Barrier-free access Start of construction: Q2 2022 Planned approval: 2nd quarter 2025

Companies prefer buying offices to renting. In addition, chamber members document their income

This is the case of the new ZWIRN OFFICE building, which is rising in the center of Bratislava in the Niva zone. In addition, this project has one more benefit: financing without the need to submit financial statements to the bank.

PENTA presents details of the Southbank project. Environmental protection will be a priority

In the coming weeks, PENTA is submitting documentation for the Environmental Impact Assessment (EIA) for the Southbank project, which will be built on the southern bank of the Danube, in the area between Bratislava's Old Bridge, the Apollo Bridge and the Harbor Bridge. The start of the construction of the first stage of the project is planned at the end of 2026. The project already includes professional environmental measures, with the aim of minimizing the negative effects of construction on the environment in the given area.

Three real estate sub-funds of WOOD & Co. received the Light Green designation for sustainability-conscious investments

ri real estate sub-funds belonging to the WOOD SICAV* structure received the Light Green label according to the European SFDR regulation supporting ESG sustainability principles. It is WOOD & Co. Office sub-fund, focused on office buildings, further WOOD & Co. Retail sub-fund, which includes shopping centers Kraków and Galerie Harfa in Prague. The third is the AUP Bratislava sub-fund, whose asset is the Bratislava shopping center AuPark. "We are happy that three of our real estate sub-funds carry the Light Green label. It is a signal to investors, existing and potential tenants, financial institutions and other interested parties that we behave responsibly in the role of investment administrator and property manager and want to promote the path of sustainability," says Kateřina Jarošová, ESG manager of CEE, WOOD & Company.

How does desk sharing work in an office practice?

Desk sharing brings a number of advantages. With efficient use of the workplace, you can not only save money, but also increase the productivity of your office. What principles are always appropriate to follow and for which professions is desk sharing not appropriate? We bring you the most important information.

ZSE plans a new headquarters. It will be part of the project for 55 million euros

The key supplier of electricity for Bratislava and western Slovakia is preparing the construction of a new headquarters. The investment costs of the project, of which it will be a part, are planned at 55 million euros.

New buildings in Bratislava did well last year, apartment sales increased by almost 60 percent

Sales of apartments in new buildings in Bratislava increased by almost 60 percent in the fourth quarter of 2023. This results from the data of the technology startup BuiltMind, which deals with data monitoring of the real estate market.

They turned the offices into a digital iplayground. Now all the sports results of the world are collected here

The offices of the Prague company Livesport were designed by architects as a digital playground where employees improve their skills and train team tactics every day. Is it actually an office with all the office digital gadgets in a gym… or the other way around?
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